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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,259 | $144,130-29.1% | $117,861-13.2% | $147,586-30.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 15.45% | 531.20%-515.7pp | 335.11%-319.7pp | 578.59%-563.1pp |
| Employer contribution / active EE | $5,318 | $4,897+8.6% | $3,786+40.5% | $4,876+9.1% |
| Participant deferral / active EE | $6,294 | $5,316+18.4% | $4,482+40.4% | $5,439+15.7% |
| Admin fee / account holder | $994 | $10,887-90.9% | $8,021-87.6% | $10,886-90.9% |