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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,264 | $166,242+119.7% | $165,071+121.3% | $145,884+150.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 24.94% | 100.44%-75.5pp | 70.17%-45.2pp | 551.85%-526.9pp |
| Employer contribution / active EE | $5,522 | $5,283+4.5% | $4,347+27.0% | $4,662+18.4% |
| Participant deferral / active EE | $6,900 | $6,964-0.9% | $6,035+14.3% | $6,690+3.1% |
| Admin fee / account holder | $4,339 | $16,658-74.0% | $12,695-65.8% | $13,392-67.6% |