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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,640 | $176,794+2.2% | $146,647+23.2% | $167,553+7.8% |
| Participation rate | 66.7% | 83.6%-17.0pp | 80.1%-13.4pp | 82.1%-15.4pp |
| Annual return | 19.44% | 24.04%-4.6pp | 22.75%-3.3pp | 478.89%-459.5pp |
| Employer contribution / active EE | $3,449 | $5,161-33.2% | $4,137-16.6% | $4,840-28.7% |
| Participant deferral / active EE | $4,300 | $6,440-33.2% | $5,506-21.9% | $6,343-32.2% |
| Admin fee / account holder | $1,973 | $13,262-85.1% | $10,281-80.8% | $12,316-84.0% |