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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,751 | $162,821-11.1% | $133,978+8.0% | $158,982-9.0% |
| Participation rate | 66.7% | 83.2%-16.6pp | 79.8%-13.2pp | 82.0%-15.3pp |
| Annual return | 18.11% | 41.95%-23.8pp | 45.10%-27.0pp | 302.99%-284.9pp |
| Employer contribution / active EE | $3,452 | $4,976-30.6% | $3,919-11.9% | $4,763-27.5% |
| Participant deferral / active EE | $4,300 | $5,910-27.2% | $5,047-14.8% | $5,983-28.1% |
| Admin fee / account holder | $1,440 | $11,742-87.7% | $8,930-83.9% | $11,252-87.2% |