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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,292 | $73,988+209.9% | $96,538+137.5% | $75,177+205.0% |
| Participation rate | 87.1% | 66.4%+20.7pp | 74.3%+12.7pp | 67.2%+19.9pp |
| Annual return | 14.68% | 26.73%-12.1pp | 35.74%-21.1pp | 160.75%-146.1pp |
| Employer contribution / active EE | $0 | $2,930-100.0% | $3,740-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,927 | $3,660+7.3% | $4,880-19.5% | $4,126-4.8% |
| Admin fee / account holder | $4,231 | $5,220-18.9% | $6,737-37.2% | $5,651-25.1% |