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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,520 | $97,732+106.2% | $83,831+140.4% | $135,380+48.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -4.96% | 1287.56%-1292.5pp | 850.99%-856.0pp | 519.81%-524.8pp |
| Employer contribution / active EE | $2,561 | $4,222-39.3% | $3,631-29.5% | $4,779-46.4% |
| Participant deferral / active EE | $8,538 | $4,683+82.3% | $4,082+109.2% | $5,609+52.2% |
| Admin fee / account holder | $791 | $6,675-88.1% | $5,479-85.6% | $10,828-92.7% |