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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,791 | $124,330+104.9% | $109,173+133.4% | $167,536+52.1% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 16.63% | 26.04%-9.4pp | 25.75%-9.1pp | 478.82%-462.2pp |
| Employer contribution / active EE | $2,680 | $4,209-36.3% | $3,723-28.0% | $4,839-44.6% |
| Participant deferral / active EE | $4,855 | $5,256-7.6% | $4,654+4.3% | $6,342-23.4% |
| Admin fee / account holder | $8,263 | $7,974+3.6% | $6,755+22.3% | $12,315-32.9% |