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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,224 | $107,368+82.8% | $92,915+111.2% | $152,909+28.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 49.62% | 145.64%-96.0pp | 109.45%-59.8pp | 345.46%-295.8pp |
| Employer contribution / active EE | $2,317 | $4,222-45.1% | $3,653-36.6% | $4,764-51.4% |
| Participant deferral / active EE | $4,510 | $4,848-7.0% | $4,238+6.4% | $5,851-22.9% |
| Admin fee / account holder | $44,029 | $7,082+521.7% | $5,796+659.7% | $11,601+279.5% |