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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,763 | $106,008+72.4% | $92,240+98.1% | $147,586+23.8% |
| Participation rate | 94.7% | 80.4%+14.3pp | 76.5%+18.3pp | 82.8%+11.9pp |
| Annual return | 15.54% | 50.05%-34.5pp | 176.29%-160.8pp | 578.59%-563.1pp |
| Employer contribution / active EE | $3,653 | $4,333-15.7% | $3,680-0.7% | $4,876-25.1% |
| Participant deferral / active EE | $7,422 | $4,478+65.7% | $3,897+90.5% | $5,439+36.5% |
| Admin fee / account holder | $1,092 | $6,333-82.8% | $5,194-79.0% | $10,886-90.0% |