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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,897 | $98,240+194.1% | $82,312+251.0% | $147,586+95.7% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 15.93% | 30.85%-14.9pp | 25.88%-9.9pp | 578.59%-562.7pp |
| Employer contribution / active EE | $2,895 | $3,192-9.3% | $2,428+19.2% | $4,876-40.6% |
| Participant deferral / active EE | $4,909 | $4,383+12.0% | $3,706+32.5% | $5,439-9.7% |
| Admin fee / account holder | $8,530 | $8,563-0.4% | $5,608+52.1% | $10,886-21.6% |