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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,627 | $110,240+286.1% | $96,544+340.9% | $139,487+205.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 15.96% | 26.41%-10.5pp | 25.88%-9.9pp | 373.84%-357.9pp |
| Employer contribution / active EE | $9,469 | $3,622+161.4% | $2,966+219.2% | $4,755+99.2% |
| Participant deferral / active EE | $4,447 | $5,549-19.9% | $4,851-8.3% | $6,713-33.7% |
| Admin fee / account holder | $14,977 | $11,602+29.1% | $8,254+81.4% | $11,407+31.3% |