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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,648 | $124,346+239.9% | $111,306+279.7% | $167,553+152.2% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 14.71% | 37.46%-22.7pp | 54.67%-40.0pp | 478.89%-464.2pp |
| Employer contribution / active EE | $2,101 | $3,438-38.9% | $2,732-23.1% | $4,840-56.6% |
| Participant deferral / active EE | $3,760 | $5,182-27.4% | $4,488-16.2% | $6,343-40.7% |
| Admin fee / account holder | $20,835 | $10,623+96.1% | $7,966+161.6% | $12,316+69.2% |