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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,997 | $92,219+206.9% | $76,767+268.6% | $135,380+109.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -2.08% | 5.46%-7.5pp | 2.43%-4.5pp | 519.81%-521.9pp |
| Employer contribution / active EE | $4,238 | $3,216+31.8% | $2,485+70.5% | $4,779-11.3% |
| Participant deferral / active EE | $5,198 | $4,508+15.3% | $3,852+34.9% | $5,609-7.3% |
| Admin fee / account holder | $10,501 | $10,749-2.3% | $6,675+57.3% | $10,828-3.0% |