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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,070 | $58,241-5.4% | $81,780-32.7% | $80,911-31.9% |
| Participation rate | 48.8% | 63.4%-14.6pp | 72.4%-23.5pp | 67.6%-18.8pp |
| Annual return | 18.70% | 41.73%-23.0pp | 776.27%-757.6pp | 35.63%-16.9pp |
| Employer contribution / active EE | $384 | $2,343-83.6% | $2,914-86.8% | $2,756-86.1% |
| Participant deferral / active EE | $3,870 | $3,283+17.9% | $4,321-10.4% | $4,297-9.9% |
| Admin fee / account holder | $115 | $4,973-97.7% | $7,384-98.4% | $6,935-98.3% |