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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,070 | $58,275-5.5% | $81,844-32.7% | $80,935-32.0% |
| Participation rate | 48.8% | 63.5%-14.6pp | 72.4%-23.5pp | 67.7%-18.8pp |
| Annual return | 18.70% | 41.82%-23.1pp | 778.87%-760.2pp | 35.66%-17.0pp |
| Employer contribution / active EE | $384 | $2,346-83.6% | $2,916-86.8% | $2,757-86.1% |
| Participant deferral / active EE | $3,870 | $3,285+17.8% | $4,323-10.5% | $4,299-10.0% |
| Admin fee / account holder | $115 | $4,749-97.6% | $7,355-98.4% | $6,924-98.3% |