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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,846 | $99,031-44.6% | $86,597-36.7% | $147,585-62.8% |
| Participation rate | 55.6% | 76.3%-20.8pp | 73.5%-18.0pp | 82.8%-27.3pp |
| Annual return | 13.60% | 1312.56%-1299.0pp | 964.96%-951.4pp | 578.57%-565.0pp |
| Employer contribution / active EE | $193 | $3,132-93.8% | $2,840-93.2% | $4,876-96.0% |
| Participant deferral / active EE | $1,928 | $3,972-51.5% | $3,609-46.6% | $5,439-64.6% |
| Admin fee / account holder | $150 | $5,711-97.4% | $4,906-96.9% | $10,885-98.6% |