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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,846 | $99,011-44.6% | $86,582-36.7% | $147,586-62.8% |
| Participation rate | 55.6% | 76.3%-20.8pp | 73.5%-18.0pp | 82.8%-27.3pp |
| Annual return | 13.60% | 1312.75%-1299.1pp | 965.08%-951.5pp | 578.59%-565.0pp |
| Employer contribution / active EE | $193 | $3,132-93.8% | $2,839-93.2% | $4,876-96.0% |
| Participant deferral / active EE | $1,928 | $3,972-51.5% | $3,609-46.6% | $5,439-64.6% |
| Admin fee / account holder | $150 | $5,709-97.4% | $4,904-96.9% | $10,886-98.6% |