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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,243 | $54,357-18.6% | $82,706-46.5% | $68,495-35.4% |
| Participation rate | 51.7% | 63.9%-12.2pp | 72.6%-20.8pp | 67.9%-16.2pp |
| Annual return | -18.31% | -13.67%-4.6pp | 701.76%-720.1pp | -7.84%-10.5pp |
| Employer contribution / active EE | $331 | $2,218-85.1% | $3,007-89.0% | $2,596-87.2% |
| Participant deferral / active EE | $3,313 | $3,246+2.1% | $4,394-24.6% | $4,028-17.7% |
| Admin fee / account holder | $112 | $4,396-97.4% | $5,329-97.9% | $5,403-97.9% |