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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,525 | $84,697-42.7% | $73,845-34.3% | $125,393-61.3% |
| Participation rate | 53.3% | 76.8%-23.4pp | 73.4%-20.1pp | 83.2%-29.9pp |
| Annual return | -0.93% | 3123.66%-3124.6pp | 2267.91%-2268.8pp | 282.23%-283.2pp |
| Employer contribution / active EE | $183 | $3,123-94.1% | $2,788-93.4% | $4,866-96.2% |
| Participant deferral / active EE | $1,835 | $3,993-54.0% | $3,583-48.8% | $5,351-65.7% |
| Admin fee / account holder | $4,957 | $5,692-12.9% | $4,881+1.6% | $9,541-48.0% |