Filed February 20, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,707 | $166,242+172.9% | $165,071+174.9% | $145,884+211.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 17.56% | 100.44%-82.9pp | 70.17%-52.6pp | 551.85%-534.3pp |
| Employer contribution / active EE | $9,460 | $5,283+79.1% | $4,347+117.6% | $4,662+102.9% |
| Participant deferral / active EE | $12,806 | $6,964+83.9% | $6,035+112.2% | $6,690+91.4% |
| Admin fee / account holder | $9,327 | $16,658-44.0% | $12,695-26.5% | $13,392-30.4% |