Filed February 20, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,729 | $154,209+120.3% | $130,062+161.2% | $139,487+143.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 21.37% | 32.52%-11.1pp | -137.37%+158.7pp | 373.84%-352.5pp |
| Employer contribution / active EE | $9,567 | $5,292+80.8% | $4,322+121.3% | $4,755+101.2% |
| Participant deferral / active EE | $12,981 | $6,709+93.5% | $5,821+123.0% | $6,713+93.4% |
| Admin fee / account holder | $49,316 | $13,988+252.6% | $10,601+365.2% | $11,407+332.3% |