Filed February 20, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,114 | $162,821+164.2% | $133,978+221.0% | $158,982+170.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 17.91% | 41.95%-24.0pp | 45.10%-27.2pp | 302.99%-285.1pp |
| Employer contribution / active EE | $6,756 | $4,976+35.8% | $3,919+72.4% | $4,763+41.8% |
| Participant deferral / active EE | $9,589 | $5,910+62.2% | $5,047+90.0% | $5,983+60.3% |
| Admin fee / account holder | $1,505 | $11,742-87.2% | $8,930-83.1% | $11,252-86.6% |