Filed February 20, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,877 | $135,645+149.1% | $110,243+206.5% | $135,380+149.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -7.48% | 513.24%-520.7pp | 314.76%-322.2pp | 519.81%-527.3pp |
| Employer contribution / active EE | $18,006 | $4,907+267.0% | $3,827+370.5% | $4,779+276.8% |
| Participant deferral / active EE | $10,491 | $5,507+90.5% | $4,672+124.5% | $5,609+87.0% |
| Admin fee / account holder | $5,070 | $11,458-55.8% | $8,548-40.7% | $10,828-53.2% |