Filed February 20, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,917 | $176,794+161.8% | $146,647+215.7% | $167,553+176.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 17.29% | 24.04%-6.7pp | 22.75%-5.5pp | 478.89%-461.6pp |
| Employer contribution / active EE | $9,090 | $5,161+76.1% | $4,137+119.7% | $4,840+87.8% |
| Participant deferral / active EE | $9,816 | $6,440+52.4% | $5,506+78.3% | $6,343+54.8% |
| Admin fee / account holder | $1,594 | $13,262-88.0% | $10,281-84.5% | $12,316-87.1% |