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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,673 | $150,447+48.0% | $136,298+63.4% | $147,586+50.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.10% | 1049.15%-1030.1pp | 5156.27%-5137.2pp | 578.59%-559.5pp |
| Employer contribution / active EE | $10,581 | $5,256+101.3% | $4,696+125.3% | $4,876+117.0% |
| Participant deferral / active EE | $5,729 | $6,631-13.6% | $6,247-8.3% | $5,439+5.3% |
| Admin fee / account holder | $2,786 | $10,906-74.5% | $9,244-69.9% | $10,886-74.4% |