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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,439 | $165,399+49.6% | $149,745+65.2% | $158,982+55.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 20.56% | 348.34%-327.8pp | 276.72%-256.2pp | 302.99%-282.4pp |
| Employer contribution / active EE | $9,981 | $5,105+95.5% | $4,646+114.8% | $4,763+109.6% |
| Participant deferral / active EE | $6,627 | $7,183-7.7% | $6,843-3.2% | $5,983+10.8% |
| Admin fee / account holder | $2,129 | $10,811-80.3% | $9,312-77.1% | $11,252-81.1% |