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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,367 | $135,956+15.7% | $123,894+27.0% | $273,972-42.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.14% | 56.63%-49.5pp | 47.52%-40.4pp | 41.46%-34.3pp |
| Employer contribution / active EE | $8,893 | $5,170+72.0% | $4,617+92.6% | $4,869+82.7% |
| Participant deferral / active EE | $5,293 | $6,343-16.5% | $5,984-11.5% | $5,287+0.1% |
| Admin fee / account holder | $2,127 | $9,817-78.3% | $8,357-74.6% | $10,133-79.0% |