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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,505 | $176,120+72.9% | $159,487+90.9% | $167,553+81.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.64% | 331.95%-319.3pp | 263.71%-251.1pp | 478.89%-466.2pp |
| Employer contribution / active EE | $10,970 | $5,299+107.0% | $4,831+127.1% | $4,840+126.7% |
| Participant deferral / active EE | $7,155 | $7,752-7.7% | $7,354-2.7% | $6,343+12.8% |
| Admin fee / account holder | $3,908 | $12,561-68.9% | $10,804-63.8% | $12,316-68.3% |