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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,021 | $60,349+9.4% | $74,184-11.0% | $62,881+5.0% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 7.54% | 21.38%-13.8pp | 17.74%-10.2pp | 20.14%-12.6pp |
| Employer contribution / active EE | $3,027 | $1,680+80.2% | $2,370+27.7% | $2,281+32.7% |
| Participant deferral / active EE | $1,821 | $2,856-36.3% | $3,550-48.7% | $3,203-43.2% |
| Admin fee / account holder | $2,455 | $4,261-42.4% | $5,586-56.0% | $4,296-42.8% |