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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,825 | $86,940+11.4% | $102,434-5.5% | $80,935+19.6% |
| Participation rate | 92.3% | 72.4%+19.9pp | 76.5%+15.8pp | 67.7%+24.6pp |
| Annual return | 6.89% | 18.89%-12.0pp | 29.46%-22.6pp | 35.66%-28.8pp |
| Employer contribution / active EE | $1,440 | $2,370-39.2% | $3,023-52.4% | $2,757-47.8% |
| Participant deferral / active EE | $2,408 | $4,121-41.6% | $5,055-52.4% | $4,299-44.0% |
| Admin fee / account holder | $2,586 | $8,047-67.9% | $9,462-72.7% | $6,924-62.7% |