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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,401 | $71,873-3.4% | $86,698-20.0% | $68,490+1.3% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -16.12% | 3.54%-19.7pp | 35.96%-52.1pp | -7.85%-8.3pp |
| Employer contribution / active EE | $1,482 | $2,173-31.8% | $2,837-47.8% | $2,597-42.9% |
| Participant deferral / active EE | $1,533 | $3,779-59.4% | $4,656-67.1% | $4,028-61.9% |
| Admin fee / account holder | $3,807 | $6,110-37.7% | $7,492-49.2% | $5,403-29.5% |