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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,833 | $86,288-0.5% | $111,306-22.9% | $85,8510% |
| Participation rate | 98.5% | 73.3%+25.2pp | 77.3%+21.2pp | 69.3%+29.2pp |
| Annual return | 12.19% | 19.99%-7.8pp | 54.67%-42.5pp | 318.63%-306.4pp |
| Employer contribution / active EE | $1,540 | $2,044-24.6% | $2,732-43.6% | $2,565-40.0% |
| Participant deferral / active EE | $1,644 | $3,641-54.9% | $4,488-63.4% | $3,952-58.4% |
| Admin fee / account holder | $3,116 | $8,189-62.0% | $7,966-60.9% | $6,261-50.2% |