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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,485 | $89,259+395.7% | $107,187+312.8% | $82,637+435.5% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 11.52% | 21.02%-9.5pp | 204.55%-193.0pp | 53.51%-42.0pp |
| Employer contribution / active EE | $19,570 | $3,080+535.4% | $3,782+417.4% | $2,552+666.8% |
| Participant deferral / active EE | $8,156 | $4,037+102.0% | $5,096+60.1% | $4,126+97.7% |
| Admin fee / account holder | $31,315 | $7,381+324.2% | $9,162+241.8% | $7,339+326.7% |