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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,607 | $72,269+435.0% | $101,271+281.8% | $79,852+384.2% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 9.48% | 22.29%-12.8pp | 46.48%-37.0pp | 31.72%-22.2pp |
| Employer contribution / active EE | $16,135 | $2,692+499.4% | $3,660+340.8% | $2,471+553.0% |
| Participant deferral / active EE | $9,101 | $3,282+177.3% | $4,371+108.2% | $3,740+143.3% |
| Admin fee / account holder | $20,572 | $4,401+367.4% | $5,948+245.9% | $5,306+287.7% |