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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,571 | $73,955+393.0% | $96,520+277.7% | $75,181+384.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 12.87% | 26.72%-13.8pp | 35.72%-22.8pp | 160.69%-147.8pp |
| Employer contribution / active EE | $16,934 | $2,930+478.0% | $3,739+352.9% | $2,671+534.1% |
| Participant deferral / active EE | $9,384 | $3,659+156.4% | $4,879+92.3% | $4,126+127.4% |
| Admin fee / account holder | $8,215 | $5,217+57.5% | $6,733+22.0% | $5,650+45.4% |