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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,969 | $65,364+401.8% | $92,909+253.0% | $72,975+349.4% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 14.54% | 42.11%-27.6pp | 109.44%-94.9pp | 81.01%-66.5pp |
| Employer contribution / active EE | $15,104 | $2,594+482.2% | $3,653+313.4% | $2,440+519.0% |
| Participant deferral / active EE | $9,203 | $3,128+194.2% | $4,238+117.1% | $3,608+155.1% |
| Admin fee / account holder | $7,427 | $4,251+74.7% | $5,795+28.2% | $5,124+45.0% |