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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $197,064 |
LPL FINANCIAL6 years Service code 27 · EIN 04-3046611 | Advisory (Plan) | $73,929 |
MATRIX TRUST COMPANY3 years Service code 18 · EIN 75-3182674 | Trustee (directed); Other services; D... | $0 |
MATRIX TRUST COMPANY3 years Filed as: MSCS FIN SERVICES DIV OF BROADRIDGE Service code 50 · EIN 33-1151291 | Direct Payment | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,654 | $26,906-34.4% | $61,399-71.2% | $77,906-77.3% |
| Participation rate | 87.3% | 33.4%+53.8pp | 52.6%+34.7pp | 73.7%+13.6pp |
| Annual return | -14.64% | -14.46%-0.2pp | 338.81%-353.5pp | 12.16%-26.8pp |
| Employer contribution / active EE | $684 | $521+31.3% | $1,159-41.0% | $2,846-76.0% |
| Participant deferral / active EE | $2,243 | $1,180+90.1% | $2,124+5.6% | $4,805-53.3% |
| Admin fee / account holder | $87 | $117-25.7% | $2,131-95.9% | $133-34.4% |