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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $113,976 |
LPL FINANCIAL3 years Service code 16 · EIN 04-3046611 | Consulting | $84,820 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,608 | $26,479-48.6% | $74,719-81.8% | $77,775-82.5% |
| Participation rate | 81.4% | 37.6%+43.8pp | 54.5%+27.0pp | 73.2%+8.2pp |
| Annual return | 19.32% | 38.31%-19.0pp | 753.05%-733.7pp | 32.58%-13.3pp |
| Employer contribution / active EE | $473 | $440+7.7% | $1,084-56.3% | $2,504-81.1% |
| Participant deferral / active EE | $1,514 | $1,074+40.9% | $1,963-22.9% | $3,966-61.8% |
| Admin fee / account holder | $41 | $119-65.2% | $3,334-98.8% | $100-58.6% |