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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $104,645 |
LPL FINANCIAL2 years Service code 16 · EIN 04-3046611 | Consulting | $78,355 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,495 | $27,522-54.6% | $71,086-82.4% | $68,904-81.9% |
| Participation rate | 71.4% | 34.5%+36.9pp | 54.7%+16.7pp | 74.1%-2.7pp |
| Annual return | -5.21% | -0.07%-5.1pp | 650.59%-655.8pp | 1.07%-6.3pp |
| Employer contribution / active EE | $403 | $325+24.2% | $1,088-62.9% | $2,540-84.1% |
| Participant deferral / active EE | $1,233 | $835+47.7% | $1,874-34.2% | $4,015-69.3% |
| Admin fee / account holder | $44 | $67-34.6% | $3,082-98.6% | $71-38.1% |