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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $161,410 |
LPL FINANCIAL4 years Service code 27 · EIN 04-3046611 | Advisory (Plan) | $93,873 |
MATRIX TRUST COMPANY1 year Service code 18 · EIN 75-3182674 | Float revenue; Shareholder servicing ... | $0 |
MATRIX TRUST COMPANY1 year Filed as: MSCS FIN SERVICES DIV OF BROADRIDGE Service code 50 · EIN 33-1151291 | Direct Payment | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,174 | $29,516-58.8% | $77,513-84.3% | $90,274-86.5% |
| Participation rate | 90.8% | 33.7%+57.2pp | 54.2%+36.6pp | 73.4%+17.5pp |
| Annual return | 11.86% | 231.18%-219.3pp | 54.81%-43.0pp | 53.97%-42.1pp |
| Employer contribution / active EE | $822 | $381+115.9% | $987-16.7% | $2,523-67.4% |
| Participant deferral / active EE | $2,298 | $944+143.5% | $1,861+23.5% | $4,231-45.7% |
| Admin fee / account holder | $52 | $106-51.1% | $2,859-98.2% | $114-54.6% |