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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,010 | $29,319+114.9% | $52,425+20.2% | $82,448-23.6% |
| Participation rate | 16.4% | 46.9%-30.4pp | 55.6%-39.2pp | 68.1%-51.6pp |
| Annual return | 13.33% | 535.20%-521.9pp | 302.12%-288.8pp | 41.64%-28.3pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $754 | $1,171-35.6% | $1,790-57.9% | $4,139-81.8% |
| Admin fee / account holder | $197 | $1,962-90.0% | $2,495-92.1% | $7,234-97.3% |