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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,010 | $36,948+70.5% | $73,658-14.5% | $87,485-28.0% |
| Participation rate | 16.4% | 46.8%-30.4pp | 57.0%-40.6pp | 68.9%-52.5pp |
| Annual return | 13.33% | 28.64%-15.3pp | 29.72%-16.4pp | 26.06%-12.7pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,032-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $754 | $1,379-45.3% | $2,062-63.4% | $4,274-82.4% |
| Admin fee / account holder | $197 | $2,531-92.2% | $3,357-94.1% | $7,775-97.5% |