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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,358 | $37,446+23.8% | $77,513-40.2% | $79,852-41.9% |
| Participation rate | 17.6% | 41.5%-23.9pp | 54.2%-36.5pp | 69.6%-52.0pp |
| Annual return | 13.75% | 39.76%-26.0pp | 54.81%-41.1pp | 31.72%-18.0pp |
| Employer contribution / active EE | $0 | $637-100.0% | $987-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $563 | $1,261-55.4% | $1,861-69.8% | $3,740-85.0% |
| Admin fee / account holder | $74 | $2,506-97.0% | $2,859-97.4% | $5,306-98.6% |