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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,885 | $35,183-3.7% | $73,550-53.9% | $70,126-51.7% |
| Participation rate | 22.5% | 42.9%-20.4pp | 54.9%-32.4pp | 69.5%-47.0pp |
| Annual return | 15.51% | 26.90%-11.4pp | -15.16%+30.7pp | 73.15%-57.6pp |
| Employer contribution / active EE | $0 | $709-100.0% | $1,219-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $779 | $1,220-36.1% | $1,804-56.8% | $3,332-76.6% |
| Admin fee / account holder | $229 | $2,302-90.0% | $2,320-90.1% | $4,645-95.1% |