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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,957 | $75,541+89.2% | $152,093-6.0% | $82,637+73.0% |
| Participation rate | 96.3% | 66.5%+29.8pp | 77.8%+18.5pp | 68.1%+28.2pp |
| Annual return | 18.61% | 32.56%-14.0pp | 66.36%-47.8pp | 53.51%-34.9pp |
| Employer contribution / active EE | $3,156 | $2,622+20.4% | $4,175-24.4% | $2,552+23.7% |
| Participant deferral / active EE | $7,590 | $3,206+136.8% | $5,451+39.2% | $4,126+84.0% |
| Admin fee / account holder | $21,920 | $6,405+242.3% | $14,497+51.2% | $7,339+198.7% |