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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,012 | $181,896-66.5% | $156,551-61.0% | $273,972-77.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.53% | 30.74%-26.2pp | 32.23%-27.7pp | 41.46%-36.9pp |
| Employer contribution / active EE | $3,366 | $6,248-46.1% | $5,501-38.8% | $4,869-30.9% |
| Participant deferral / active EE | $7,820 | $5,550+40.9% | $4,871+60.5% | $5,287+47.9% |
| Admin fee / account holder | $3,549 | $15,560-77.2% | $13,028-72.8% | $10,133-65.0% |