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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,742 | $217,427-26.5% | $185,837-14.0% | $167,518-4.6% |
| Participation rate | 77.3% | 86.0%-8.8pp | 81.7%-4.4pp | 82.1%-4.8pp |
| Annual return | 35.12% | 148.39%-113.3pp | 122.08%-87.0pp | 478.71%-443.6pp |
| Employer contribution / active EE | $2,954 | $5,874-49.7% | $5,168-42.8% | $4,838-39.0% |
| Participant deferral / active EE | $7,885 | $6,357+24.0% | $5,568+41.6% | $6,342+24.3% |
| Admin fee / account holder | $5,044 | $19,816-74.5% | $16,241-68.9% | $12,312-59.0% |