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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,707 | $209,428-56.7% | $178,498-49.2% | $158,950-42.9% |
| Participation rate | 87.0% | 86.4%+0.6pp | 81.9%+5.0pp | 82.0%+5.0pp |
| Annual return | 7.22% | 188.78%-181.6pp | 151.09%-143.9pp | 302.91%-295.7pp |
| Employer contribution / active EE | $3,010 | $5,707-47.3% | $5,011-39.9% | $4,762-36.8% |
| Participant deferral / active EE | $7,727 | $5,955+29.8% | $5,202+48.5% | $5,983+29.2% |
| Admin fee / account holder | $1,064 | $17,077-93.8% | $13,985-92.4% | $11,248-90.5% |