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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,500 | $84,685+123.8% | $73,836+156.6% | $125,389+51.1% |
| Participation rate | 91.7% | 76.8%+14.9pp | 73.4%+18.2pp | 83.2%+8.5pp |
| Annual return | -2.98% | 3123.80%-3126.8pp | 2268.06%-2271.0pp | 282.24%-285.2pp |
| Employer contribution / active EE | $1,469 | $3,123-53.0% | $2,787-47.3% | $4,866-69.8% |
| Participant deferral / active EE | $2,780 | $3,993-30.4% | $3,583-22.4% | $5,352-48.1% |
| Admin fee / account holder | $6,885 | $5,694+20.9% | $4,882+41.0% | $9,541-27.8% |