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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,440 | $99,031+149.9% | $86,597+185.7% | $147,585+67.7% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 10.80% | 1312.56%-1301.8pp | 964.96%-954.2pp | 578.57%-567.8pp |
| Employer contribution / active EE | $1,587 | $3,132-49.3% | $2,840-44.1% | $4,876-67.5% |
| Participant deferral / active EE | $3,270 | $3,972-17.7% | $3,609-9.4% | $5,439-39.9% |
| Admin fee / account holder | $8,320 | $5,711+45.7% | $4,906+69.6% | $10,885-23.6% |