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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,992 | $92,766+209.4% | $82,763+246.8% | $134,545+113.3% |
| Participation rate | 90.0% | 75.2%+14.8pp | 72.6%+17.4pp | 81.2%+8.8pp |
| Annual return | -14.80% | 946.97%-961.8pp | 702.45%-717.2pp | 418.37%-433.2pp |
| Employer contribution / active EE | $1,582 | $3,273-51.7% | $3,008-47.4% | $4,742-66.6% |
| Participant deferral / active EE | $3,880 | $4,802-19.2% | $4,395-11.7% | $6,401-39.4% |
| Admin fee / account holder | $13,333 | $5,978+123.1% | $5,325+150.4% | $11,431+16.6% |