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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,733 | $96,678+211.1% | $86,640+247.1% | $139,466+115.6% |
| Participation rate | 81.8% | 74.4%+7.4pp | 71.7%+10.1pp | 80.3%+1.5pp |
| Annual return | 16.69% | 106.69%-90.0pp | 592.52%-575.8pp | 373.66%-357.0pp |
| Employer contribution / active EE | $1,519 | $3,265-53.5% | $3,024-49.8% | $4,754-68.1% |
| Participant deferral / active EE | $2,725 | $4,837-43.7% | $4,438-38.6% | $6,712-59.4% |
| Admin fee / account holder | $9,283 | $6,410+44.8% | $5,616+65.3% | $11,409-18.6% |