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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,634 | $86,949-9.6% | $102,460-23.3% | $80,959-2.9% |
| Participation rate | 74.7% | 72.4%+2.3pp | 76.5%-1.8pp | 67.7%+7.1pp |
| Annual return | 14.02% | 18.89%-4.9pp | 29.47%-15.5pp | 35.67%-21.6pp |
| Employer contribution / active EE | $2,830 | $2,370+19.4% | $3,025-6.4% | $2,757+2.7% |
| Participant deferral / active EE | $3,342 | $4,121-18.9% | $5,056-33.9% | $4,300-22.3% |
| Admin fee / account holder | $5,909 | $8,048-26.6% | $9,460-37.5% | $6,925-14.7% |